In Person
Georgia
Atlanta
- Date
- Saturday, March 15
- Time
- 10:00 AM – 12:30 PM ET
- Venue
- [Sample venue — add the confirmed Atlanta location]
The Premise
We help retirees and pre-retirees roll over old accounts — IRAs, TSPs, 401(k)s, 403(b)s, Roth IRAs — into structured Private Pensions using insurance contracts known as annuities.
A contractual income stream that keeps paying for as long as you live — structured like the pensions our parents were promised.
Select carriers credit a bonus to your account value the day your rollover funds land, putting more dollars to work immediately.
Growth participation with a floor: your protected value does not go backwards when the market has a bad year.
Riders that multiply your monthly income if you ever need home health or nursing care, so a health event doesn’t erase a legacy.
Who This Is For
If any of these sound like you, the Freedom Flow™ strategy was designed with your situation in mind.
You have built real savings across IRAs, TSPs and 401(k)s — now you want certainty, not a spreadsheet that swings with the market.
You never had an employer pension. A Private Pension gives you the paycheck your business years never came with.
You want income while you are here and a clean, tax-efficient transfer to the people you love when you are not.
How Freedom Flow™ Works
Every dollar you own has a job. Select a bucket to see how we structure it — and why the order matters.
Now Money is the 3–6 months of living expenses you can reach in 24 hours — checking, savings and short-term reserves. It is not meant to grow fast; it is meant to keep you from raiding long-term money when the roof leaks or a deal appears. We size this bucket first so every other decision is made from a position of calm.
Safe Money is where the Private Pension lives. Rolled-over retirement dollars are placed in insurance contracts (annuities) that protect principal from market loss, may credit an upfront bonus, and can be switched on later as an income stream you cannot outlive — with optional long-term care benefits attached.
Growth Money is the bucket that builds the estate: real estate, fund positions and market accounts you will not need to touch for ten years or more. Because Now and Safe are handled, you can let Growth Money stay invested through a downturn instead of selling at the worst possible time.
See Your Numbers
Model what an old account could become as a Private Pension — an upfront bonus, a protected value, and a guaranteed paycheck for life.
Move the sliders to model a rollover. Nothing is submitted or stored.
Based on a 10% bonus, 5% growth and a 5% lifetime payout.
Estimated Upfront Bonus
$15,000
Illustrative 10% credited on rollover
Protected Account Value at Income Start
$232,172
Balance + bonus grown at an illustrative 5%/yr for 7 years
Guaranteed Annual Lifetime Income
$11,609
About $967 per month, for life
Illustrative only. Actual bonuses, rates and payouts depend on the specific insurance carrier, product and your personal situation. Not a guarantee.
The Training
Join CEO Jerry Gordon for a culture-shifting workshop that reveals how Black retirees can take control of their income stream by turning existing accounts into Private Pensions — using time-tested insurance tools and tax-free planning strategies.
Live in Atlanta, Washington DC, Detroit — and weekly virtual sessions.
The Path
Four steps from an old account statement to a paycheck that arrives for life.
Register with your email in under two minutes. Your secure investor account saves your progress at every step.
Complete the guided application and sign your offering documents securely online via DocuSign — personal or IRA funds.
Transfer your investment (minimum $5,000) from your bank or retirement account and choose the Growth or Income track.
Watch your returns grow in your investor dashboard, with auto-generated quarterly statements you can view and download anytime.
In Their Words
“I had three old 401(k)s from three old jobs and no idea what they were doing. Now it is one plan with a number I can count on every month.”
“Nobody ever explained the buckets to me before. Two hours in that room changed how my wife and I talk about money.”
“The long-term care piece is what sold me. I watched my mother spend her savings on care and I refuse to do that to my kids.”
Questions
Straight answers before you book a thing.
Annuities are contracts issued by insurance carriers, and the guarantees are backed by the financial strength and claims-paying ability of the issuing carrier — not by market performance. We work with highly rated carriers and every state also maintains a guaranty association. Fixed and fixed-indexed contracts are built so that a down market does not reduce your protected value.
Most qualified retirement accounts are eligible: Traditional and Roth IRAs, 401(k), 403(b), 457, TSP, SEP and SIMPLE IRAs, and many old employer pensions taken as a lump sum. Accounts with a current employer may have restrictions until separation of service — we review that with you before anything moves.
A direct, trustee-to-trustee rollover of qualified money into a qualified annuity is generally not a taxable event and does not trigger early-withdrawal penalties, because the funds never come to you personally. Taxes apply later as income is taken. Your specific situation should be confirmed with your tax professional — we are not a tax or legal advisor.
It is a pension you create for yourself. Instead of an employer promising a monthly check, you use rolled-over retirement dollars to fund an insurance contract that contractually promises a monthly income for life. Same outcome as the pensions of a generation ago — owned by you rather than by a company.
A long-term care or "enhanced benefit" rider can multiply your monthly income — often significantly — for a defined period if you can no longer perform daily living activities. It means a home-health or nursing need is funded by the contract instead of by liquidating the estate you intended to pass on.
Nothing. The Multiply Retirement Income & Wealth training is completely free, whether you join in person or online. There is no obligation and nothing is sold from the stage — attendees who want a personal plan book a separate one-on-one strategy session.
Upcoming Trainings
The Multiply Retirement Income & Wealth training runs live in three cities and weekly online. Seats are free, but each room is capped.
In Person
Georgia
In Person
DMV Area
In Person
Michigan
Virtual
Join from anywhere
Dates, times and venues shown above are placeholders until the live calendar is connected.
Book Your Strategy Session
Retirement should feel secure, smooth, and legacy-led. Let’s build yours together.
Prefer to start by learning? The free training runs weekly online and monthly in Atlanta, Washington DC and Detroit.
A member of the Freedom Flow™ team will reach out to confirm your strategy session.
TODO(dev): success state is front-end only — no data was sent anywhere.
THE BLACK WEALTH COMPANY